Merchant Accounts

Accept every card at a lower cost. We set up processing that works with your POS — and we support it locally.

Why Switch

Keep more of every sale

Send us a recent processing statement and we'll show you exactly how much you can save.

Low Rates

Transparent interchange-plus pricing with no hidden fees.

Cash Discount Program

Offset most of your card fees with a compliant cash discount / dual pricing program.

Next-Day Funding

Get your deposits fast to keep cash flowing.

All Payment Types

Chip, tap, Apple Pay, Google Pay, EBT and gift cards.

POS Integration

Works directly with Zen POS — no double entry.

Local Support

Talk to a real person who knows your business.

FAQ

Common questions

How long does it take to get approved?

Most businesses are approved within 1–3 business days.

Do I need to buy a new terminal?

Not always. Many existing terminals can be reprogrammed. If you need new equipment we'll offer free or low-cost options.

What do I need to apply?

A voided check, business license/EIN, owner ID and a recent processing statement (if you already accept cards).

Are there cancellation fees?

Ask us about our no-contract options.

See how much you can save

Free statement review — no obligation.

Request Rate Review